Savings & Checking Options
shares
Your MCT Share Savings account establishes your membership. A $25 minimum deposit required to open and maintain this account, and all balances earn dividends at our competitive rates.
Current rate: .20% APR up to $999
.25% APR over $1000
Club Savings
MCT offers Club Accounts designed to help members save for a specific purpose. We offer Christmas Club and Vacation Club accounts.
Current Rate: .20% APR
Checking
MCT checking helps you manage your day-to-day finances. Conveniences include direct deposit and automatic deduction for savings deposits or loan payments.
Certificates
MCT offers Deposit Certificates with 6, 12, and 24 month terms. A CD pays higher interest than our regular Share Savings account. CDs require a minimum deposit of $500.00.
Current Rates:
6 months 2.54% APR
12 months 2.99% APR
24 months 3.24% APR
Kidz Kash
Good financial habits are learned early. Kidz Kash helps our youngest members learn skills they will use throughout their lives. A $5 deposit opens a Kidz Kash account, co-owned by an adult. Every account comes with a free gift and priceless life lessons.
Current Rate: .25% APR
Debit Cards
MCT Debit Cards are linked to the Allpoint Network, featuring over 65,000 ATMs nationwide.
We want to be your primary financial institution.
Our mission is to provide you with everything to need to take control of your financial future. From simple savings and checking to automated online banking to mobile apps, we work to meet your needs with our signature “personal touch.”
Creating Financial solutions
Trust MCT to always be on your side, working to help you create a stronger financial future. We create financial solutions.