EVERYTHING YOU NEED
From basic savings and checking to mortgages, home improvement loans, CDs, credit cards, and loans for almost anything, you can find it here. Our online and mobile banking and bill pay let you automate your banking and take it anywhere you are. MCT is a part of the Allpoint network, so you have access to more than 55,000 surcharge-free ATMs all over the country. Just look for the Allpoint logo. Sometimes we give away free stuff, too. That’s because we love our Members and think they deserve a present every once in a while, don’t you agree? We thought so.
We're Here For You
Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
You can join if you work or volunteer at, or are retired from, most of the employers in Montgomery County, including employees of all cities, towns, villages and school districts. We welcome new members from : St. Mary’s Healthcare, Liberty Enterprises, Cranesville Block, Hill ‘N Markes, Sticker Mule, Kasson & Keller Keymark, River Ridge Living Center, Walmart of Amsterdam, Alpin Haus, Amsterdam Printing & Litho, and many more. You can also join if your family member is a member!
This isn’t a comprehensive list, so please ask your HR representative or give us a call. If you don’t see your employer here, call 842-1840 to find out how your company can become a Partner Employer. It’s fast, easy, and FREE, and gives back so much!
what we do
MCT Federal Credit Union is a friendly, member-owned financial cooperative. We’ve been serving Montgomery County since 1960. We like to think of ourselves as a friendly place where you can bring your kids, your mom, and even your dog! (We have cookies.)
Our Mission is to provide affordable, responsible financial services. We promote homeownership with mortgages that have fair terms and reasonable rates, helping low and moderate-income families build better neighborhoods and personal financial security. We have checking, savings, and CDs at attractive rates with low fees. Our fair, affordable loans help families avoid the pitfalls of predatory lending.
Your membership supports events that help our kids, our schools, and our families. That’s why you’ll see us at events like Spring Fling, Trick-Or-Treat on the MVGO, and many others. And, if you’ve ever been here on a Friday, you’ve seen the dogs and cats available for adoption from our local rescues and shelters! There is so much we do that helps our area, that it’s no wonder we LOVE what we do!