MCT
Federal Credit Union is owned by its members and
run by a member-elected Board of Directors. You
can be confident that your financial privacy is
of the utmost priority at this Credit Union. We
are required by law to provide you with this
privacy notice to explain how we collect, use
and safeguard your personal financial
information.
We are committed to providing you with
competitive products and services to meet your
financial needs, which necessitates that we
share information about you to complete your
transactions and to provide you with certain
financial opportunities. In order to do so, we
have entered into agreements with other
companies that provide either services to us or
additional financial products for your
considerations.
Under these arrangements, we may disclose all of
the information we collect, as described below,
to companies that perform marketing or other
services on our behalf, or to other financial
institutions with whom we have joint marketing
agreements. To protect our Members’ privacy, we
only work with companies that agree to maintain
strong confidentiality protections, and limit
the use of the information we provide. We DO NOT
permit these companies to sell to other third
parties the information we provide to them.
We Collect Nonpublic Personal Information
About You From The Following Sources:
Information you provide to us on applications or
other forms
Information from or relating to your
transactions with us or companies which work
closely with us to provide you with financial
services and products, we obtain information
such as your account balances, payment history,
parties to transactions, and credit card usage.
Information we receive from consumer reporting
agencies
Information we receive in response to requests
we make to third parties about you or to confirm
information that you have provided to us,
particularly in the process of evaluating loan
applications.
We may also disclose nonpublic personal
information about you to nonaffiliated third
parties as permitted by law.
We restrict access to nonpublic personal
information to those employees who need to know
the information to provide products and services
to you. Our employees are trained in the
importance of maintaining confidentiality and
member privacy. We maintain physical, electronic
and procedural safeguards that comply with
federal regulations to guard your nonpublic
personal information.
If you terminate your membership with MCT
Federal Credit Union, we will not share
information we have collected about you, except
as permitted or required by law.
IMPORTANT INFORMATION TO SAFEGUARD YOUR PRIVATE
INFORMATION
Beware “Phishing”
“Phishing” is the sending of emails and surveys
which request your personal identity and banking
information, such as your address, date of birth
and Social Security number. Often, these emails
also ask for your banking username, password and
PIN number.
Senders of these emails are SCAMMERS, and you
should NEVER reveal this information either on
line or over the telephone, no matter how much
the email may look like it comes from your bank
or credit union. These scammers are very good at
recreating banking logos, letterheads and other
graphics which make their emails appear
legitimate.
Neither MCT nor any legitimate banking
institution will EVER request your personal
information via email or telephone. Protect
yourself. DO NOT reveal this information.
If you have any questions, please contact MCT.
CONTACT
US
MCT Federal Credit Union
39 Market Street
Amsterdam, New York 12010
|
Patty Macek |
|
Manager |
|
Heather Dormand |
|
Assistant Manager/Loan Officer |
|
Carol Skinner |
|
Share Draft/Payroll Clerk |
|
Pat Passero |
|
Accounting/Debit Card Clerk |
|
Trish Mroczka |
|
Customer Service Specialist |
|
Cindy Roberts |
|
Marketing/Public Relations |
|
Phone:
|
|
518-842-1840 |
|
Fax:
|
|
518-842-3955 |
|
CUC Mortgage Corporation: |
|
1-800-342-4998 |
|
Quick Teller 24:
|
|
1-866-921-7301 |
|
Email:
|
|
memberservices@mct-fcu.org |
