|
Who we are |
|
Who is providing
this notice? |
MCT FEDERAL CREDIT UNION, 39 MARKET
STREET,
AMSTERDAM, NY 12010 |
|
What we do |
|
How does MCT-FCU
protect my personal information? |
To protect your personal information
from unauthorized access and use, we use security
measures that comply with federal law. These measures
include computer safeguards and secured files and
buildings. |
|
How does MCT-FCU
collect my personal information? |
We collect your
personal information, for example, when you
- Open an account or Apply for
a product or service
- Make a transaction with your
debit card or credit card
|
|
Why can’t I limit
all sharing? |
Federal law gives you the right to limit
only
sharing for
affiliates’ everyday business purposes—information
about your creditworthiness
affiliates from
using your information to market to you
sharing for
nonaffiliates to market to you
State laws and individual companies may
give you additional rights to limit sharing. |
|
Definitions |
|
Affiliates |
Companies related by common ownership or
control. They can be financial and non-financial
companies. |
|
Non-affiliates |
Companies not related by common
ownership or control. They can be financial and
non-financial companies. |
|
Joint marketing |
A formal agreement between nonaffiliated
financial companies that together market financial
products or services to you. |
|
Other important information |
|
MCT-FCU takes every precaution to
safeguard your personally identifying personal
information. You should do the same. Do not
include your social security number on printed checks.
Limit personal information available on internet social
media and websites, such as Facebook. Keep
computer anti-virus, firewall and malware protection
software up-to-date. |